Learn how I went from an ex-preschool teacher with $300,000 in debt and no savings, income or retirement plan to building a 7-figure net worth which allowed me to buy my home in cash.
Aren’t you ridiculously tired of bouncing around random web classes and internet searches to get your entire life together? The Live Richer Academy™ is your one-stop shop...a step-by-step customized pathway to financial wholeness!
The Budgetnista has been seen on...
The Live Richer Academy will give you access to the tools and resources you need to achieve financial freedom on your own terms.
There’s an entire community of people just like you that have found success using the Live Richer Academy!
Hear What Our Members Are Loving…
Sylvia
I was spending money I didn't have. I was overdrafting. I was losing money. I wasn't saving like I should. I learned how to establish different online bank accounts. I am no longer dipping into my bank accounts. If you want to learn to change your life financially, join the Live Richer Academy.
Nadine
When I grew up, we saw our mom pay the bills, but she didn't explain to us where the money came from, how to pay the bills or anything about money and credit. Through the Budgetnista, I learned about credit, budgeting, savings and loans. Through budgeting, I was able to buy my own home. I wish more people like me had this information.
Come for finance...stay for community.
More “Random Training” is not the answer! I cracked the code and can finally offer you a clear and “preschool teacher” simple start-to-finish path to your very best life!
Your Live Richer Academy Membership
- You’ll receive access to over 50+ top financial experts walking you through every stage of your journey to live richer: from mindset, to financial fundamentals, to major life events, to business, to investing, to estate planning and protections, to a fulfilling life post-retirement and more! We always welcome your suggestions!
- Gain clarity and transform your life with a Financial Wholeness Plan, a step-by-step strategy designed to take you from where you are, to where you want to be!
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Help for every type of student learner: live sessions, pre-recorded classes, easy tasks, worksheets, and more!
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An amazing customer support team I call the “Unicorn Squad” for program and technical guidance!
- Access to a private FB community and 23,000+ new friends to cheer you along your journey!
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Exclusive offers and discounts found only inside the Academy!
Courses Include...
- Healing Your Relationships with Money
- Buying A Home While Managing Student Loan Debt
- How To Get Over The Down Payment Hurdle When Buying A Home
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Building Boundaries with Family Members
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Student Loans: What Every Borrower Should Know
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How To Prepare for Job Loss
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How To Raise Financially Fit Kids
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Tax Free Retirement & Guaranteed Lifelong Income
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Estate Planning: How To Keep Your Money In The Family
And more...
**Please Note: The Live Richer Academy coursework can be worked on at your own pace and we’ll always have something new to offer you no matter what financial stage you’re in right now.
This isn’t a race...it’s a journey!
Meet Tiffany Aliche
Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 bestselling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.
Since 2014, The Budgetnista’s LIVE RICHER Challenge movement has helped over 1 million women from 100+ countries, by inspiring and empowering them to achieve their financial goals.
Her financial advice has also been featured in The New York Times, the TODAY show, Good Morning America, CNN, TIME and FORBES.
She also blogs about personal finance for The Huffington Post and co-hosts an award-winning podcast, Brown Ambition.
In 2019, Tiffany helped create a law requiring financial literacy education in middle schools in New Jersey.
Learn more about Tiffany and The Budgetnista here: thebudgetnista.com
What Our Members Are Saying...
Jeri
"LRA is soooo necessary, valuable, and important for our community"
I learned that many women, especially Black women/women of color, we are taught that deprivation, suffering, and martyrdom is a good quality, a sign of strength, which makes us a better person for being able to do without or do with less. This is false. Great lesson, right on time, and it's just another example of why LRA is soooo necessary, valuable, and important for our community. I'm so grateful to be here.
Brandy
"I purchased my first home, decreased my student loans & paid off my credit card debt."
By applying what Tiffany has shared through this online community, the LRA, and the LRC, I have been able to: (1) purchase my first home, (2) get promoted and significantly increase my income, (3) increase my savings, (4) decrease the principal balance on my student loans, (5) pay off my car, (6) pay off all my credit card debt, (7) maintain an 800+ credit score, (8) pay my daughter's private school tuition, (9) budget and save for vacations without incurring any debt, (10) purchase life and disability insurance, and soon... (11) get my estate planning in order.
Danita
"I would have never thought I'd be so into finances."
At 26 years old, I would have never thought I'd be so into finances or even thinking about my future so hard. Well, really everyday!! I've paid my credit card down earlier than I ever intended to. I'm also in the Live Richer Academy (woot woot) and that's an amazing experience by far! I've learned so much stuff being apart of that. Everyday, I'm blooming into the woman I dream to be and I thank u from the bottom of my heart.
Sheryl
"This is a BIG step towards my job hunt."
Frequently Asked Questions
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Leah
"My LLC paperwork is in the works and I'm getting close to being a business owner."
Since taking the small business intensive with the amazing Sandy Smith, I have been on my grind getting my brand together. My website is almost done. I'm launching my first of 3 Unapologetically Me t-shirts to go with my book Unapologetically Me. The shirt launches tomorrow and now that I'm a certified life coach I've decided to focus my coaching to work with aspiring authors. My LLC paperwork is in the works as well. I'm getting close to being a business owner and I owe it all to you dream builders and Tiffany O. Aliche.
Judi
Proud and grateful of being part of this awesome English speaking community and being able to help my family whom are Spanish speakers is a blessing. Thank you, Tiffany, the Unicorn Squad and the DBS who support the program.
DISCLAIMER:
Please read this Disclaimer carefully before using the www.thebudgetnista.com Website (the "Website") operated by CLD Financial Life ("us," "we," "our") as this Disclaimer contains important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Disclaimer. This Disclaimer applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website.
By accessing or using the Website, you agree to be bound by this Disclaimer. If you disagree with any part of this Disclaimer, then you do not have our permission to access or use the Website.Tiffany “The Budgetnista” Aliche is not a lawyer, accountant, credit analyst or investment broker. Information Tiffany Aliche provides during her presentations is for informational and educational purposes only. Tiffany Aliche assumes no responsibility or liability for any errors or omissions in the content provided. The content Tiffany Aliche shares in this video, workshop and/or presentation is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness. The information shared is from Tiffany’s personal experience wherein she increased her credit score, reduced her taxes, increased her earnings and shifted her business organization. Any reference to credit scores that “Jump like Jordan” should be taken figuratively—not literally. Any reference to credit scores that Jump like Jordan is not a guarantee that your score will increase similar to Tiffany Aliche.
Tiffany Aliche’s personal success is not a reliable indicator of future results. It is very important to do your own analysis before making any financial, legal or accounting decisions based on your own personal circumstances. You should take independent financial advice from a professional, or independently research and verify any information before implementing any information that Tiffany Aliche shares and you wish to rely upon.
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