Learn how I went from an ex-preschool teacher with $300,000 in debt and no savings, income or retirement plan to building a 7-figure net worth which allowed me to buy my home in cash.
Aren’t you ridiculously tired of bouncing around random web classes and internet searches to get your entire life together? The Live Richer Academy™ is your one-stop shop...a step-by-step customized pathway to financial wholeness!
The Budgetnista has been seen on...

The Live Richer Academy will give you access to the tools and resources you need to achieve financial freedom on your own terms.

There’s an entire community of people just like you that have found success using the Live Richer Academy!

Hear What Our Members Are Loving… 

"I am no longer dipping into my bank accounts."

I was spending money I didn't have. I was overdrafting. I was losing money. I wasn't saving like I should. I learned how to establish different online bank accounts. I am no longer dipping into my bank accounts. If you want to learn to change your life financially, join the Live Richer Academy.
 "I was able to buy my own home. I wish more people like me had this information."
When I grew up, we saw our mom pay the bills, but she didn't explain to us where the money came from, how to pay the bills or anything about money and credit. Through the Budgetnista, I learned about credit, budgeting, savings and loans. Through budgeting, I was able to buy my own home. I wish more people like me had this information.

Come for finance...stay for community.

More “Random Training” is not the answer! I cracked the code and can finally offer you a clear and “preschool teacher” simple start-to-finish path to your very best life!  

Your Live Richer Academy Membership

  • You’ll receive access to over 50+ top financial experts walking you through every stage of your journey to live richer: from mindset, to financial fundamentals, to major life events, to business, to investing, to estate planning and protections, to a fulfilling life post-retirement and more! We always welcome your suggestions!
  • Gain clarity and transform your life with a Financial Wholeness Plan, a step-by-step strategy designed to take you from where you are, to where you want to be!
  • ​Help for every type of student learner: live sessions, pre-recorded classes, easy tasks, worksheets, and more!
  • ​An amazing customer support team I call the “Unicorn Squad” for program and technical guidance!
  • ​Access to a private FB community and 23,000+ new friends to cheer you along your journey!
  • ​​Exclusive offers and discounts found only inside the Academy!

Courses Include...

  • Healing Your Relationships with Money
  • Buying A Home While Managing Student Loan Debt
  • How To Get Over The Down Payment Hurdle When Buying A Home
  • ​Building Boundaries with Family Members
  • ​Student Loans: What Every Borrower Should Know
  • ​How To Prepare for Job Loss
  • ​How To Raise Financially Fit Kids
  • ​Tax Free Retirement & Guaranteed Lifelong Income 
  • ​Estate Planning: How To Keep Your Money In The Family
  • How Pay Off Debt and Increase Your Score
  • 22 Ways to Master Your Taxes
  • ​​22 Day Stock Intensive
  • ​Affordable Real Estate Investing
  • ​Meal Prepping On A Budget 
  • ​How To Get Paid To Be A Speaker
  • ​How To Write, Sell, And Market Your Book
  • ​How To Get Your Name, Brand, or Business in the Press 
  • ​How to Start A Home Based Business  
  • ​How to Get Funding And Grants For Your Non-Profit

And more...

**Please Note: The Live Richer Academy coursework can be worked on at your own pace and we’ll always have something new to offer you no matter what financial stage you’re in right now. 
This isn’t a race...it’s a journey!

Meet Tiffany Aliche

Tiffany “The Budgetnista” Aliche is quickly becoming America's favorite, personal financial educator. The Budgetnista is also an Amazon #1 bestselling author (The One Week Budget and Live Richer Challenge), sought-after speaker and teacher of financial empowerment.      

Since 2014, The Budgetnista’s LIVE RICHER Challenge movement has helped over 800,000 women from 100+ countries, by inspiring and empowering them to achieve their financial goals.      

Her financial advice has also been featured in The New York Times, the TODAY show, Good Morning America, CNN, TIME, and FORBES.    

She also blogs about personal finance for The Huffington Post and co-hosts an award-winning podcast, Brown Ambition.      

In 2019, Tiffany helped create a law requiring financial literacy education in middle schools in New Jersey.

Learn more about Tiffany and The Budgetnista here: thebudgetnista.com

What Our Members Are Saying... 

"LRA is soooo necessary, valuable, and important for our community"
I learned that many women, especially Black women/women of color, we are taught that deprivation, suffering, and martyrdom is a good quality, a sign of strength, which makes us a better person for being able to do without or do with less. This is false. Great lesson, right on time, and it's just another example of why LRA is soooo necessary, valuable, and important for our community. I'm so grateful to be here.
"I purchased my first home, decreased my student loans & paid off my credit card debt."
By applying what Tiffany has shared through this online community, the LRA, and the LRC, I have been able to: (1) purchase my first home, (2) get promoted and significantly increase my income, (3) increase my savings, (4) decrease the principal balance on my student loans, (5) pay off my car, (6) pay off all my credit card debt, (7) maintain an 800+ credit score, (8) pay my daughter's private school tuition, (9) budget and save for vacations without incurring any debt, (10) purchase life and disability insurance, and soon... (11) get my estate planning in order.
"I would have never thought I'd be so into finances."
At 26 years old, I would have never thought I'd be so into finances or even thinking about my future so hard. Well, really everyday!! I've paid my credit card down earlier than I ever intended to. I'm also in the Live Richer Academy (woot woot) and that's an amazing experience by far! I've learned so much stuff being apart of that. Everyday, I'm blooming into the woman I dream to be and I thank u from the bottom of my heart.
"This is a BIG step towards my job hunt."

I just wanted to send a big "THANK YOU!" to Elle Jay (Live Richer Academy Resume Genius) for her help with my resume. Prior to your consultation, I did not receive any responses for months. Today, I can say that I have been receiving responses and requests to discuss the positions further. This is a BIG step towards my job hunt. Just wanted you to know that you were on point and I appreciate you!!!

Frequently Asked Questions

How is Live Richer Academy different from other online learning programs?
Live Richer Academy is an experience! We provide the knowledge, access and community you need to be successful. This includes access to over 50 financial experts and a variety of courses. You have input and control over what you learn. Make a suggestion and we’ll make it happen!  

When do I take the Courses?
You’re in control! Courses are available 24/7...whenever, wherever!   

How much time do I need to commit?
Live Richer Academy works when YOU work! The Live Richer Academy coursework can be completed at your own pace.   

How long will I have access?
It’s up to you! Members have access for as long as their payments are current. If you join as an Annual or 6-month member, you can downgrade your membership at anytime so it fits your budget!  

Do you offer 1:1 coaching sessions?
Yes, most of our experts offer 1:1 sessions for a separate fee. Don’t worry! You’ll receive a discount exclusive to Live Richer Academy members!   

What is the refund policy?
6-month and Annual members have 30 days to cancel for a partial refund (Full amount - $29.99). Monthly members will not be issued a refund but can cancel at anytime.

What type of payments do you accept?
We accept all major credit cards (Visa, Mastercard, and American Express)  

What if I have another question not listed here?
Hit us up here: www.lrasupport.com. We would love to hear from you!

Here's the Investment


Full Price: $49.99
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Full Price: $249.99
Your price: 




Full Price: $499.90
Your price: 
Each membership package is recurring and includes access to all Live Richer Academy courses, past, present and future. 6-month and annual memberships are paid in full upon registration. 

If you have any questions about pricing please contact support at LRAsupport.com or customersupport@livericheracademy.com

Join Risk Free: Because there are no contracts, you can cancel at any time.

100% Money Back Guarantee

You're also backed by our 30-day, money back guarantee with our 6-month and 1-year memberships!
"My LLC paperwork is in the works and I'm getting close to being a business owner."
Since taking the small business intensive with the amazing Sandy Smith, I have been on my grind getting my brand together. My website is almost done. I'm launching my first of 3 Unapologetically Me t-shirts to go with my book Unapologetically Me. The shirt launches tomorrow and now that I'm a certified life coach I've decided to focus my coaching to work with aspiring authors. My LLC paperwork is in the works as well. I'm getting close to being a business owner and I owe it all to you dream builders and Tiffany O. Aliche.
"Being able to help my family whom are Spanish speakers is a blessing."
Proud and grateful of being part of this awesome English speaking community and being able to help my family whom are Spanish speakers is a blessing. Thank you, Tiffany, the Unicorn Squad and the DBS who support the program.
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